A no-advice, no-affiliate, no-kickback guide to thinking through your first home purchase. 30+ plays. 7 workflows. 2 fill-in templates. Frameworks for engaging the agents, lenders, and inspectors you'll actually hire — not substitutes for them.
The internet is full of first-time-buyer content from people who get paid when you make specific decisions. A broker wants you to use them. A fintech wants you to take their loan. A SaaS wants you to use their tool. The advice usually rhymes with the incentive.
One single-file HTML guide that opens in any browser. Search, filter, autosave, and works completely offline. No accounts, no logins, no tracking. Yours forever.
Cash flow, time horizon, life-stage flexibility, emergency reserves. The readiness work most regret skipping.
The five questions, the dual agency filter, the past-client conversation, the commission map.
The three-lender rule, APR vs interest rate, the points decision, rate locks, closing cost categories.
The three-list exercise, the scoring framework, the real commute test, the system-age map.
Three offer postures (competitive, anchored, walk-friendly) and the contingency map.
Walk / renegotiate / accept framework. When to bring in specialists. What's normal vs material.
Final walkthrough, Closing Disclosure review, wire fraud precautions, the first-30-days map.
Score up to 5 properties on the same five dimensions, with weights that reflect what matters most to you. Saves automatically; only you can see it.
Five structured questions, the same way for each agent. Save snapshots of multiple interviews and compare answers side by side.
You haven't talked to an agent yet. You want to do the readiness work first so you don't spend three months touring houses you won't end up buying.
You have an agent, maybe a pre-approval, maybe a few showings — and you keep feeling like you're missing something. The frameworks help you spot what.
You like a place but you're nervous. The offer-postures workflow and contingency map are most of why this guide exists.
Inspection's coming, closing's coming. The inspection findings workflow and 30-day post-close map are the highest-leverage parts of the guide for you.
A single interactive HTML file that opens in any browser. No accounts, no logins, no recurring fees. Pay once, download, use it through your purchase and keep it for your next one.
The First-Time Homebuyer Aura. 30+ plays. 7 workflows. 2 templates. One careful conversation with the professionals you'll actually hire.
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